Calculate employee and employer SSF contributions instantly with Nepal's most intuitive SSF calculator, built by the team that manages payroll for 500+ companies.
Disclaimer: This calculator provides estimated SSF contributions based on the current fiscal year's regulations. Actual contributions may vary depending on your organization's payroll policies and applicable government regulations.
Two views of the same 31% contribution: who pays it, and which of the four SSF schemes it funds.
Every rupee, accounted for: provident fund, gratuity, and social security tax, side by side.
Allocation shown is based on the current SSF contribution structure and may change upon revision by the Social Security Fund.
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The Social Security Fund (Samajik Suraksha Kosh) is Nepal's national, contribution-based social protection system, established under the Contribution-Based Social Security Act, 2074 (2017). It replaces the older, fragmented approach of separate provident fund and gratuity arrangements with a single, portable scheme that follows an employee from job to job.
Employees contribute 11% of basic salary every month: 10% toward the Provident Fund component and 1% as Social Security Tax. This amount is deducted directly from salary by the employer before payment.
Employers contribute 20% of the employee's basic salary as an additional cost on top of wages: 10% toward Provident Fund, 8.33% toward Gratuity, and 1.67% toward the remaining SSF protection schemes (medical, accident, and dependent family cover).
SSF contribution = Basic Salary × Contribution Rate. For a Basic Salary of Rs. 50,000: Employee = 50,000 × 11% = Rs. 5,500. Employer = 50,000 × 20% = Rs. 10,000. Total monthly SSF deposit = Rs. 15,500. Contributions are calculated on basic salary only, up to the fiscal year's contribution ceiling.
| Component | Rate |
|---|---|
| Employee: Provident Fund | 10% |
| Employee: Social Security Tax | 1% |
| Employer: Provident Fund | 10% |
| Employer: Gratuity | 8.33% |
| Employer: Additional Schemes | 1.67% |
| Total Combined Contribution | 31% |
Suvidha Sewa manages SSF registration, monthly deposits, and full payroll compliance for over 500 companies across Nepal. If you'd rather hand this off entirely, our payroll team can take it from here.